About Us

Victoria Mutual Financial Limited is an established specialist non-bank funding partner for experienced property developers in the United Kingdom. We help to fund development and investment opportunities for residential, commercial and mixed-use properties.

We are a registered private company, and we are wholly owned by the Victoria Mutual Building Society. VM Finance Limited is also an approved mortgage intermediary, regulated by the Financial Conduct Authority (FCA).


Our History

Incorporated in 1989 as Caribbean International Finance Corporation Limited, the company’s main trading activity was the management of the Representative Offices of Victoria Mutual Building Society in the United Kingdom.  The Building Society is one of the leading financial institutions in the Caribbean, that has provided financial solutions for generations of Jamaicans and Caribbean Nationals for over 142 years.

As part of a major reorganization to improve service delivery, in July 1991 the company’s name was changed to Victoria Mutual Finance Limited.  Along with this name change came an expansion of the services offered by the company to include credit funding, cheque cashing and remittance services.

Between 2014 and 2016 the decision was taken to focus on the Victoria Mutual Group’s knowledge and understanding of the mortgage business and industry.  The company therefore under its existing regulatory approval, transitioned into a mortgage intermediary; licensed to arrange, advise and bring about regulated mortgage contracts.

In 2018 the company further expanded its services to include a full range of property financing activity.  The company has three offices in the United Kingdom, with its main office located in Brixton at 380 Brixton Road, London SW9 7AW.


Our Core Values

We are a subsidiary of The Victoria Mutual Group and therefore are governed by the following Core Values:

Integrity - Teamwork - Innovation - Excellence - Member Focus

Need To Speak To Us? Drop Us A Line.

About Us

Victoria Mutual Financial Limited is an established specialist non-bank funding partner for experienced property developers in the United Kingdom. We help to fund development and investment opportunities for residential, commercial and mixed-use properties.

We are a registered private company, and we are wholly owned by the Victoria Mutual Building Society. VM Finance is also an approved mortgage intermediary, regulated by the Financial Conduct Authority (FCA).



Our History


Incorporated in 1989 as Caribbean International Finance Corporation Limited, the company’s main trading activity was the management of the Representative Offices of Victoria Mutual Building Society in the United Kingdom.  The Building Society is one of the leading financial institutions in the Caribbean, that has provided financial solutions generations of Jamaicans and Caribbean Nationals for over 142 years.

As part of a major reorganization to improve service delivery, in July 1991 the company’s name was changed from Caribbean International Finance Corporation Limited to Victoria Mutual Finance Limited.  Along with this name change came an expansion of the services offered by the company to include credit funding, cheque cashing and remittance services.

Between 2014 and 2016 the decision was taken to focus on the Victoria Mutual Group’s knowledge and understanding of the mortgage business and industry.  The company therefore under its existing regulatory approval, transitioned into a mortgage intermediary; licensed to arrange and advise on regulated mortgage contracts.

In 2018 the company further expanded its services to include property development funding.  The company has three offices in the United Kingdom, with its main office located in Brixton at 380 Brixton Road, London SW9 7AW.

Our Core Values

We are a subsidiary of The Victoria Mutual Group and therefore are governed by the following Core Values:

Integrity
Teamwork
Innovation
Excellence
Member Focus

Need To Speak To Us? Drop Us A Line.